Friday, September 29, 2017

BeCos(play) It's Friday

 More not safe to marry below the break, and as always bonus nerd points if you recognize characters.

Thursday, September 28, 2017

Friday, September 22, 2017

BeCos(play) It's Friday


 More not safe for Disney below the break, and as always bonus nerd points if you recognize characters.

Friday Fuckoff Open Thread

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Thursday, September 21, 2017

Wednesday, September 20, 2017

Seeing Red

More not safe to sleep in with below the break.

Scotch Nature: I-Don't-Phone

Since it's in the headlines let's talk about the opportunity cost of the new $1000 i-phone, which you either up front or in commitments to overpriced cellular phone service.

So back to our original financial prepping premise that most Americans would have to go into further debt to cover a $400 dollar emergency. Yet they don't blink at shelling out two and a half times that for this little status symbol.


So let's say you get a $150 smart phone(check Amazon), what can you do with the remaining $850.

For starters if you were to drop it into your Roth IRA you could have $5821.20 in 25 years, not a nest egg by itself but certainly more valuable than the same i-phone well used is likely to be in 25 years.

If you haven't done any previous disaster preparedness you could get a decent all in one four person kit. Which when combined with your $150 phone will get your further than the $1000 phone alone.

If you're wanting to actually own your own house this is 1% of the price of a starter home in many parts of the country. Come up with another $16,500 and avoid paying PMI.

Or if you already have about a thousand dollars squared away because you've been paying attention to other parts of this series but you are still working on paying off things like credit cards. $850 will save you about $14 a month in interest. Are you telling me you don't have something better to do than keeping paying on 2013's Christmas?

Or since Christmas is coming up get yourself the less expensive phone and don't go into debt THIS year for once.

Friday, September 15, 2017

BeCos(play) It's Friday


 More not safe to play MMO with below the break, and as always bonus nerd points if you recognize characters.

Friday Fuckoff Open Thread

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Thursday, September 14, 2017

Friday, September 8, 2017

BeCos(play) It's Friday

 More worth bagging space-cowboy below the break, and as always bonus nerd points if you recognize characters.

Friday Fuckoff Open Thread

Short weeks with a full week workload can fuckoff, with as much time and energy as I have left. That's admittedly not much.

The floor is yours angry readers.

Thursday, September 7, 2017

Sunday, September 3, 2017

Friday, September 1, 2017

BeCos(play) It's Friday

 More not safe to patty-cake below the break, and as always bonus nerd points if you recognize characters.

Friday Fuckoff Open Thread

Sanctimonious fucktards who aren't fit to scrub bilges getting their actual man-panties in a twist over the Cajun navy rescuing people can fuckoff with a running airboat prop.

And the Panty-fascists can fuckoff while being thrown from a helicopter.

The floor is yours angry readers.