O, Beautiful, er, guns. I just read your series on Scotch nature. It was better than good, it was great. I was just wondering if you would consider doing a few more to help people like me. My short background is that I have no debt, but due to a few medical issues, such as near constant migraines from many concussions suffered in football in my earlier years, chronic back pain from broken back in car accident in early 20's, and several other problems, I am able to work only part time at the moment. I am currently seeking disability. I know, how horrible of me. But it is what it is, and I paid into Social Security enough as I have worked since I was 11, including the 35 years I spent as a blue collar foundry worker. What I would find helpful would be a series on how to live on a limited income. We are doing it, and my wife is amazing, but any tips you could pass on would be appreciated. What I am mostly looking for are ways to save up for not only the unexpected, but for the extra wants, like more ammo for shooting practice, money to build stores of food for emergencies, and the like. We do okay for the most part on day to day living, and we have no credit cards, we have at any given moment 1 or 2 thousand dollars in a safe here at home, to cover unexpected auto repairs or dead water heaters, but can never seem to get farther ahead. Once we reach that stage, something always happens to take a bite out of our emergency fund. By the way, for further background, I am 55, my wife is 58. She worked most of her adult life, but now her body is in such a way that she can't work anymore, knees shot after 3 surgeries on each, still recovering from torn rotator cuff surgery, etc. We have a 19 year old living at home with mild mental issues who will most likely be with us forever. I have an older son from a previous marriage who will take care of her when we are gone. Sorry for the long post, just saw your series and thought it was helpful and was hoping you might be inspired to add a few for someone else who might be in circumstances like me.
Hooo...boy. Let me ponder for a while PigPen.One of the biggest things is written, agreed to, and followed budgets. Check out https://www.daveramsey.com/everydollar/ if you want a tool more complex than a legal pad.