Friday, September 22, 2017
BeCos(play) It's Friday
Friday Fuckoff Open Thread
People protesting for single payer healthcare with signs encouraging people to honk while standing outside a pediatric hospital wing can fuckoff with a still connected semi-truck air horn that's then repeatedly honked.
The floor is yours angry readers.
The floor is yours angry readers.
Thursday, September 21, 2017
Wednesday, September 20, 2017
Scotch Nature: I-Don't-Phone
Since it's in the headlines let's talk about the opportunity cost of the new $1000 i-phone, which you either up front or in commitments to overpriced cellular phone service.
So back to our original financial prepping premise that most Americans would have to go into further debt to cover a $400 dollar emergency. Yet they don't blink at shelling out two and a half times that for this little status symbol.
So let's say you get a $150 smart phone(check Amazon), what can you do with the remaining $850.
For starters if you were to drop it into your Roth IRA you could have $5821.20 in 25 years, not a nest egg by itself but certainly more valuable than the same i-phone well used is likely to be in 25 years.
If you haven't done any previous disaster preparedness you could get a decent all in one four person kit. Which when combined with your $150 phone will get your further than the $1000 phone alone.
If you're wanting to actually own your own house this is 1% of the price of a starter home in many parts of the country. Come up with another $16,500 and avoid paying PMI.
Or if you already have about a thousand dollars squared away because you've been paying attention to other parts of this series but you are still working on paying off things like credit cards. $850 will save you about $14 a month in interest. Are you telling me you don't have something better to do than keeping paying on 2013's Christmas?
Or since Christmas is coming up get yourself the less expensive phone and don't go into debt THIS year for once.
So back to our original financial prepping premise that most Americans would have to go into further debt to cover a $400 dollar emergency. Yet they don't blink at shelling out two and a half times that for this little status symbol.
So let's say you get a $150 smart phone(check Amazon), what can you do with the remaining $850.
For starters if you were to drop it into your Roth IRA you could have $5821.20 in 25 years, not a nest egg by itself but certainly more valuable than the same i-phone well used is likely to be in 25 years.
If you haven't done any previous disaster preparedness you could get a decent all in one four person kit. Which when combined with your $150 phone will get your further than the $1000 phone alone.
If you're wanting to actually own your own house this is 1% of the price of a starter home in many parts of the country. Come up with another $16,500 and avoid paying PMI.
Or if you already have about a thousand dollars squared away because you've been paying attention to other parts of this series but you are still working on paying off things like credit cards. $850 will save you about $14 a month in interest. Are you telling me you don't have something better to do than keeping paying on 2013's Christmas?
Or since Christmas is coming up get yourself the less expensive phone and don't go into debt THIS year for once.
Tuesday, September 19, 2017
Monday, September 18, 2017
Friday, September 15, 2017
BeCos(play) It's Friday
Friday Fuckoff Open Thread
Libertarian Socialism can fuckoff with the giant wooden cock of the giant wooden horse that it's Marxist proponents wrap around themselves. And Libertarians who are so ignorant of the Marxist's history of adopting the names of those who oppose them will already be fucked off by the Libertarian Socialists.
Also people facebooking while driving on the interstate are about to get to fuckoff with their own steering column when they crash.
The floor is yours angry readers.
Also people facebooking while driving on the interstate are about to get to fuckoff with their own steering column when they crash.
The floor is yours angry readers.
Thursday, September 14, 2017
Tuesday, September 12, 2017
Monday, September 11, 2017
Friday, September 8, 2017
BeCos(play) It's Friday
Friday Fuckoff Open Thread
Short weeks with a full week workload can fuckoff, with as much time and energy as I have left. That's admittedly not much.
The floor is yours angry readers.
The floor is yours angry readers.
Thursday, September 7, 2017
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